Odisha Mo Ghara Scheme 2024 Online Registration
odisha mo ghara scheme 2024 online registration/ application form apply online ଓଡିଶା ମୋ ଘରା ଯୋଜନା eligibility and objective last date to apply and beneficiary list 2023
Odisha Mo Ghara Scheme 2024
The program, whose implementation coincided with the end of Mr. Patnaik’s fifth term’s fourth year, will assist all families who were excluded from the existing housing programs due to strict eligibility requirements or insufficient funding, as well as those who previously received housing assistance of a lower amount and are now looking to upgrade or expand their homes. The credit-linked housing program, which is wholly supported by the State budget, received approval from the State Cabinet, which is presided over by the CM of Odisha. Applications for loans will be accepted starting on June 15, 2023. The new “Mo Ghara” yojana was among the 18 suggestions that were approved on Monday by the Odisha Cabinet, which is presided over by Chief Minister Naveen Patnaik.
odisha mo ghara scheme 2024 online registration
Chief Minister Naveen Patnaik presided over the Cabinet meeting where the decision was made. The State Government of Odisha accepted 18 proposals establishing Mo Ghara (Government Housing Assistance in Rural Areas), a new housing program, in anticipation of the 2024 elections, a week after the Cabinet change that added three new ministers to the Council of Ministers in Odisha. The State Government would give money under the “Mo Ghara” Yojana in the Panchayati Raj & Drinking Water Department to lower and lower-middle-class households in rural areas to satisfy their aspirations.
Also Read : Odisha Matsya Pokhari Scheme
| Name of Scheme | Mo Ghara Yojana Odisha |
| Beneficiaries | Odisha poor families who are looking for a home loan. |
| Purpose | Provide Housing Loan to Odisha state poor families |
| Scheme Eligibility | Family Income less than 25000/-pm |
| Loan Amount | up to 3 lakhs |
| Repayment in Years | 10 |
| Application Last date | Continuing ( Last date Not Declared now) |
| Application Mode | Online Only |
| Official website | rhodisha.gov.in |
| Helpline Number | 155335 or 0674-6817777 |
Mo Ghara Yojana Odisha Objective
Eligibility for Mo Ghara Yojana
- Families living in kutcha houses or pucca houses with pucca roofs will be eligible for the loan.
- Those with a monthly income of less than ₹ 25,000 and those who have received housing assistance of ₹ 70,000 or less in the past will be considered for loans under the ‘Mo Ghar’ scheme.
- The applicant must not have previously received government housing assistance for any program.
- The family owns a non-commercial four-wheeler for personal use.
- There should be no government officials in the family.
Mo Ghara Yojana Odisha Scheme Loan Subsidy
| Loan Amount | For General Category | For SC/ST Category |
| 1 Lakh | 30,000/- | 40,000/- |
| 1.5 Lakhs | 45,000/- | 55,000/- |
| 2 Lakhs | 60,000/- | 70,000/- |
| 3 Lakhs | 60,000/- | 70,000/- |
Also Read : Odisha Special House Repair Assistance Scheme
Important Documents for Mo Ghara Yojana
- Aadhar Card
- Pan Card
- Voter ID Card
- Bank Account number
- Income proof Certificate
- Used Mobile Number
- Land Record details (ROR Copy)
- Caste certificate (if required)
- Photograph, Signature/Thumb Impression
- Property Related documents
- Domicile Certificate (If required) and etc.
Key Point of Mo Ghara Yojana
Some Important Points of Mo Ghara Yojana Odisha
- Beneficiaries don’t have to pay any processing fees while approving a loan from bank.
- Legal Consultant fee is standardized by the government and that is Rs. 1000 maximum.
- Mo Ghara Scheme beneficiaries also avail the benefits of other rural schemes of Odisha if they found eligible.
- Odisha state government provide you financial assistance into your loan accounts. That’s why beneficiaries will get benefits of reduced EMI repayment of their loan amount.
Features of Mo Ghara Yojana Odisha
- Mo Ghara Scheme recently announced by the CM of Odisha to provide financial assistance to the citizens of the state for construction of their house.
- Under the scheme state government provide financial assistance upto 70,000 INR on the loan of 3 lakhs rupees.
- State government making 4 slabs for providing subsidy under the Mo Ghara Yojana like….
- Loan of 1 lakh INR
- Loan od 1.5 lakh INR
- Loan of 2 lakh INR
- Loan of 3 lakh INR
- You have to pay your loan amount within 10 years excluding moratorium period of 1 year from the loan approved.
- You have to pay your loan amount in easy installments.
- As per the Media reports, approximately 4 lakhs families will become a beneficiaries under the Odisha Mo Ghara Scheme.
- This scheme ending in 2 years from the starting. In which state government Provide financial assistance of 1 lakh families in every four slabs of loan like 1 lakh, 1.5 lakh, 2 lakh and 3 lakh.
- Due to this scheme now every poor people of rural areas will meet their aspirations of Pucca House.
Mo Ghara Yojana Odisha Registration Form
- First of all, go to the official website of the Mo Ghara Yojana Odisha https://moghara.odisha.gov.in/landing.
- The homepage of the website will open on the screen.
- Click on the Registration option.
- A New page will open on the screen.
- Once you will click on the link, an application form will open on the screen.
- Now, fill in the form with all the required details like Name, Email ID, Mobile Number, Address, etc.
- After that upload all the required documents.
- After successful registration, login with the details.
- Enter details in the application form.
- Finally, click on the Submit button to complete the application process.
Click Here to Odisha Malati Devi Prak Vidyalaya Paridhan Yojana
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